Mission

PCAL was created to provide Members with a strategy to achieve the lowest long-term cost for their casualty coverage via multi-year agreements, rate and coverage stability, proactive loss prevention and cash dividends.

Strength

PCAL provides multi-year risk management solutions for Louisiana schools. PCAL is supported by leaders in school risk management serving more than 4,000 schools in the U.S., and backed by A-rated carriers who understand the needs of Louisiana schools.

Governance

PCAL is a member-owned and governed program. Member schools elect a three-Member Board of their peers to provide governance ensuring the program is consistently aligned with the best interests of Members.

Non-Profit

PCAL’s non-profit status ensures that any program funds not necessary for program operations are dispersed to Members via cash dividends. Since program inception, PCAL has returned over $2,500,000 in cash dividends to Louisiana classrooms.

Interlocal

Formed under the Local Governmental Subdivision Self Insurance Act, the PCAL Interlocal Agreement enables Members to benefit from cost-saving multi-year agreements while meeting purchasing requirements.

Bus Driver of the Year

The PCAL Bus Driver of the Year program recognizes the achievements of our best bus drivers through recognition and awards at the local and state levels. Outstanding drivers are nominated each year by their peers and transportation directors.